Greg, I'd like to say thanks for all your guidance. I pay much more attentin to my retirement since this thread started. My son manages his own Roth account with Schwab from his phone. I got him to start w/$1200.00 when he was 12.$1300. when he was 13. He's now 20 and actually knows more about money management than I ever did when I was 40. This is all thanks to you and all the other contributors to this thread. Thanks sincerely.
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