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-   -   Classic car insurance, who do you use? (https://www.lateral-g.net/forums/showthread.php?t=49846)

camcojb 04-11-2015 10:30 PM

Quote:

Originally Posted by Paraman1 (Post 601947)
I went through Farmers Insurance and have an agreed value policy . Whenever I ad anything to the El Camino I just turn the receipts in to my insurance agent and he ads it on . It is considered a "Hobby Car" and as such is not supposed to be used as a daily driver .

I've never heard of an agreed value policy from Farmers. You may "agree" on a value, but all of them that I've seen are stated value, and there's definitely a difference between the two.

GrabberGT 04-13-2015 09:40 AM

I have Hagerty for the Maverick at 35k. Thats doesnt fully cover what I have in the car but is what I could justify in my budget. They start you off with a cvg amnt and its up to you to justify the additional cvg. This includes a details form and photos to be submitted.

OBeer-WAN-Kenobi 04-15-2015 03:40 PM

Quote:

Originally Posted by tubbed69 (Post 601876)
Grundy made it easy for me,agreed value policy and half the price of Hagerty.

+1

I went with Grundy as well. Good price AND they don't have the "Primary Vehicle must be less than ____ years old" restriction. This was great when I was driving an old vehicle as my primary. Even now, my primary is old enough not to qualify for Hagerty.

BMR Sales 04-16-2015 12:32 PM

I use Heacock Classic Insurance

Brewtal66 04-16-2015 05:20 PM

I'm insured with LaRue as well. Alex is a class act guy! Very straight forward and nice, and really does love our hobby. He always remembers to ask about my little ones too.

I have my Chevelle insured with him at an agreed upon value of $40K. I really need to up that a bit more though.

Once my Caddy gets going again, I'll be switching it over to him as well. Just a few weeks ago I asked him about insuring my motorhome through him...he didn't even give me a quote, he was 100% honest and said go to Progressive, they will have much cheaper rates. That's the kind of honesty that keeps me coming back to him.

J-440 04-16-2015 08:54 PM

Heacock for me. Car is insured for $50,000 with free towing within 200 miles. $650 a year and keep it under 5000 miles. I tried Hagerty but anything over 30k has to be appraised. Oh and if you have a roll cage you are a "no go". They will not insure you.

John510 04-17-2015 12:24 AM

Quote:

Originally Posted by J-440 (Post 602590)
Heacock for me. Car is insured for $50,000 with free towing within 200 miles. $650 a year and keep it under 5000 miles. I tried Hagerty but anything over 30k has to be appraised. Oh and if you have a roll cage you are a "no go". They will not insure you.

i have a 100k policy with hagerty and didn't need an appraisal

pimlico 04-17-2015 12:34 AM

Is that $100k premium include full coverage? What limits?

How much is that per year?

John510 04-17-2015 12:49 AM

Quote:

Originally Posted by pimlico (Post 602616)
Is that $100k premium include full coverage? What limits?

How much is that per year?

around 1200$ Is is an agreed value policy. if stolen or totaled they write me a check for that amount. They just required a lot of pictures of the car.

randy 03-13-2016 08:56 PM

Time for me to look for some insurance. Car is now drivable. I would like a 85k agreed value policy. 33 years old in allen, tx


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