well all it requires us to do is answer your complaint and usually we answer it to them the same way we do to you. It does create more paperwork for us but thats about it in the long run........I am glad it worked well for you though........and who knows in cali it may work real well:unibrow:

Hey guys thank you all for your advice. I will have her get an attorney as soon as possible, in fact already advised her on it. Thanks again guys for the advice. I will review all that's said and send it too her as what she should do.

Also make sure you keep all the records and reciepts for anything done to the car. They have to add any recent work to the cost of the car. They may tell you different, but the adjusters will out and out lie.

My lawyer friend is unbelievable. He's a criminal justice attorney. His phone number is 951-840-5865, and his hame is Reza. He owns his own firm, he'll take good care of you. He was very instrumental in incorporating my business, but he specializes in cases like yours. Call him, and tell him I referred you.

This is common belief......adjusters will lie that is. But basically most policys read the the vehicle is supposed to be good working condition and if it takes recent maintenance for it to be in this condition then we are not obligated to add any value to the car. There is room for additions to the settlement price if the engine, trans, or rear end have been replaced.......but these are usually the only concessions made.

Well this is true but my sister is scared that she's going to lose out over this thing that was not her fault. She get's hit and injured by a drunk driver and their insurance company is going to cover next to nothing. That's certainly not going to fly with me at all. Ill pay for a lawsuit for my sister just despite what the insurance company thinks it's going to do, which is screw someone else.

Hey good thinking.... Just assume you are going to get screwed! That's a good way to go into this.just remember you will not out attorney any insurance company be reasonable and get what you deserve if you go in with the attitude you have now you will lose!

Yeah I think I have to go in thinking she's going to get screwed, but I have every intention of having an attorney sue the other party. I would normally not do this, but this lady was really drunk and physically fought with the police officers after the accident. So I won't mind screwing with someone like this, for what she has put my sister though. Plus I just put $3750 into her car to fix other problems, so now I'm mad.

Your anger is justified. Drunk driving is never acceptaable. I would be mad as h3ll too.

Insurance companies will try to follow a standard operating procedure based on policy limits and NADA (or other standard values.) They will offer a settlement at some point if they have not already. If you do not feel as if you have been made whole (in roughly the same position as you were prior to the accident), don't accept it.

Sometime they will start with a lowball number. That is where the receipts can make a big difference. Try to get a list of all moneys spent for the maintenance you spent on the car, her original purchase price, and all the receipts you can to back it up. You may need this to support your position either in a negotiation or in court.

Be prepared to sue the insurance company and the driver for the difference between what they offer and what makes you whole. In many cases, to avoid the cost of the legal battle they will settle for an amount above what the original offer was. It may not be all you are seeking, but enough to avoid further hassle.

In the same way that they will low-ball the number, you may want to highball yours. That way if a meet in the middle compromise is worked out, you will be where you wanted to be in the first place.

Good luck to you and your sister

Has the insurance disclosed what her PD limits are? Does she have insurance? IF you could PM me more info about the settlement I can help you......