Always, always triple check these kinds of get rich quick schemes out!!

And remember, if it seems too easy or too good... It's most likely just plain crappola.

I was too excited to sleep.

I am in the middle of a refinance at 3.75% for 30 years...:thumbsup:

Nice! That refi window seems to be closing more and more each day....

Dave. Thanks..

Yes, The bottom at the bank I am at was 3.625% and it went to 3.825%, so I am going for it.. Right now it is 3.75%

No cost , and 300. fee.

Once Bernanke took the 2015 rate increase off the table and tied it to the Unemployment rate that can be manipulated, I knew it was time...He can change things now overnight.

I have a good loan now, but soon I will have a great loan...Just unbelievable ...Below 4% APR.....:thumbsup: :thumbsup:

Awesome!

We just closed on our new (to us) home with a 30 yr fixed at 3.75 too. :)

I refinanced 2nd week in December. 3.50% 30 year.

WOOT....Congrats Albert...:thumbsup: :thumbsup:

Now that is SWEET....:thumbsup:

Three weeks ago I got an offer for a 15yr @ 2.875 fixed. We are at a 3.625 fight know...for 30. My payments are really really low. Would have a nice positive cash flow if we were to rent it out, but hey, ya gotta take a crap somewhere lol

Yes, the 15 year is 2.9% but I am still going with a 30 Year.. The payments are lower and I prefer a longer loan that I can always pay down as I see fit.

But at that rate, I don't see me adding principal payments ...I will go the full term if I stay here...

At that point it is a personal choice..Either way, the deals are great...