Tony, if it's in a IRA already, why not jump into the dividend stocks market which is mainly what the thread is about? It's a long term deal which if I remember correctly you're in your 30s still so you've got time.

38 this year.. the clock is a tickin'. I can look more into dividend stocks, but I just don't have a lot of confidence and think the market is very inflated right now. I know that's not the popular view here though. I just want to know all my options. I've got some research to do I guess.

Tony, don't worry about trying to time your entry into the market. That would only be necessary if you were looking to take distributions in <2-3 years. Since you're not touching the dollars for 20+ years, just get in and get going. Over the 20 year term, any dip you think might happen this year won't really matter. Conversely, if you're wrong about a dip, you might lose out on some nice appreciation.

Tony -- Seriously -- go back to page one... start reading. It will take you several days at this stage to get thru it... but it should start to be helpful for you.

Will do Greg. I'm willingly dragging myself into this, at the same time resisting. But I know what needs to be done for the future. Something rather than nothing!

Yeah -- you're going to have to adjust your thinking out WAY longer term... And yes -- something is better than nothing. Nothing is the absolute worst thing anyone can do.

By the way -- you will learn via this thread that there's NEVER a good time to invest (the little man on Wall Street... you'll read about him). There's also never a time you shouldn't be investing.

Tony...

I feel we are in for some corrections this year..I will be adding assets on the dips...But regardless, you have to get Investing..

You have to scale in like this thread tell you to and you must be in the Investments to achieve your goals.

Inflation will eat your Cash...Dividends on Stocks get paid regardless if they go up or down in value...

Don't let fear keep you from acting...I have some reservations and this is all a calculated risk..But the risk of not Investing is worse..IMO

Today was a great day to be fully invested!! The DOW numbers don't reflect what my Schwab account did today. It was a wow! Gotta love it!

We're giving it all back, plus a little more today though!

If you were looking for a time to say things are going "on sale", this might be it.

blame it on me.. i set my 401k account to be completely re-balanced last night... LOL. :peepwall: :omg: :brix: