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-   -   Businesses: do you allow CREDIT CARD payments? (https://www.lateral-g.net/forums/showthread.php?t=22893)

Vegas69 10-01-2009 07:06 AM
I sent Frank at Prodigy 3 wire transfers for labor. I have used credit cards for every other purchase for safety purposes. There are so many people that have my credit card numbers it's staggering. I'm just not comfortable with my debit card number floating around. Like Flash, I want to get my points and pay it off every month.

Flash68 10-01-2009 10:24 PM
Quote:
Originally Posted by camcojb (Post 238082)
California doesn't allow you to charge extra to take a credit card, even though there are fees on your end for taking them. They do allow you to discount for cash though, so technically you'd have to add the 3% into all your bills and then deduct if the guy pays by cash or certified check.
Are you sure? We just tried to pay a new vendor for our restaurant with AMEX (cant remember the vendor) but they were going to add 3% to the bill if we did, otherwise check or cash. Maybe they are doing it like you said, quoting us the cash discount price and with AMEX/VISA/MC it's the regular full price. I need to verify that. thanks

EDIT: Jody, I just rememdered... it was the Calif State Board of Equalization. They accept debit only or charge you 3% for credit card!

Fluid Power 10-02-2009 03:53 AM
Quote:
Originally Posted by Flash68 (Post 238298)
Are you sure? We just tried to pay a new vendor for our restaurant with AMEX (cant remember the vendor) but they were going to add 3% to the bill if we did, otherwise check or cash. Maybe they are doing it like you said, quoting us the cash discount price and with AMEX/VISA/MC it's the regular full price. I need to verify that. thanks

EDIT: Jody, I just rememdered... it was the Calif State Board of Equalization. They accept debit only or charge you 3% for credit card!
I have seen that in Ohio, Hell we do it when we are working a super thin margin. We don't line item it out as much as increase the price. Making the customer aware that by paying with a credit card we had 3%. Same difference I suppose.

Darren

Flash68 10-03-2009 02:21 AM
Quote:
Originally Posted by Fluid Power (Post 238307)
I have seen that in Ohio, Hell we do it when we are working a super thin margin. We don't line item it out as much as increase the price. Making the customer aware that by paying with a credit card we had 3%. Same difference I suppose.

Darren
Yeah it makes sense. I don't mind them giving that option... hell, at least it gives the customer another option and the vendor doesn't eat the merchant fees.

camcojb 10-03-2009 09:45 AM
Quote:
Originally Posted by Flash68 (Post 238298)
Are you sure? We just tried to pay a new vendor for our restaurant with AMEX (cant remember the vendor) but they were going to add 3% to the bill if we did, otherwise check or cash. Maybe they are doing it like you said, quoting us the cash discount price and with AMEX/VISA/MC it's the regular full price. I need to verify that. thanks

EDIT: Jody, I just rememdered... it was the Calif State Board of Equalization. They accept debit only or charge you 3% for credit card!
yeah, the state can do a lot of things we can't. It may have changed by now, but the scenario I gave was law back when I had my speed shop. I think that's why you see the signs for cash price on gasoline that's less than the price at the pump.

Jody


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