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DOOM 09-19-2014 07:01 AM

Another Insurance question..
 
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?

GregWeld 09-19-2014 07:15 AM

Quote:

Originally Posted by DOOM (Post 570510)
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?



Call Hagerty or one of the other classic car insurers --- they understand what you're doing.

MaxHarvard 09-19-2014 07:23 AM

My insurance place knew it was under construction. Called them when it was done. No biggie.

gray776 09-19-2014 08:24 AM

This is what I do for a living. You need to talk to any one of the companies that specialize in classics: Hagerty, JC Taylor, Grundy, Etc. A good independent agent should have all of them.

They all understand and can cover a vehicle under restoration.

Jason

Richio1 09-19-2014 08:27 AM

I switched from Hagarty to LaRue who offers coverage through Infinity this year. Shopped all of them and they had the best terms for the price. Saved $500 a year over Hagarty. Many of the houses offer policies though Infinity and the research I did came back positive.

Make sure to compare terms as they are all a little different but all were flexible so I could get an apples to apples quote to compare.

http://www.larueclassics.com

Lisa DeWitt
LaRue Insurance, Inc.
(270) 358-3101 Fax (866) 591-7318

ironworks 09-19-2014 08:32 AM

Quote:

Originally Posted by DOOM (Post 570510)
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?


You autobody shop insurance does not cover this car? I'm guessing your putting it on the books as a shop expense. My umbrella policy at the shop covers even my UTV race car for stated value.

Jay Hilliard 09-19-2014 08:39 AM

Grundy, Haggerty or other classic car insurance companies. Normal insurance companies typically do not give 100% agreed value.

As Greg stated. Call them and they will insure uncompleted. They will just want pics and description.

Ron in SoCal 09-19-2014 08:56 AM

Like Jeff, another vote for LaRue. Good people, service and coverage.

OLDFLM 09-19-2014 01:47 PM

Heacock

Flash68 09-19-2014 04:25 PM

As someone who has actually filed a claim with a specialty/classic car insurance carrier (fire while car was still under construction) I can say working with Infinity was very easy and nice to deal with.

Spiffav8 09-19-2014 10:32 PM

Quote:

Originally Posted by Ron in SoCal (Post 570540)
Like Jeff, another vote for LaRue. Good people, service and coverage.

Anything name LaRue has to be good... right. :mock:

Sparks67 09-20-2014 09:50 AM

Heacock Classic has infinity as one of their underwriters.
http://www.heacockclassic.com Most insurance companies won't insure supercharged engines.

Jeff

Flash68 09-20-2014 06:30 PM

Quote:

Originally Posted by Spiffav8 (Post 570627)
Anything name LaRue has to be good... right. :mock:

I see what you did there. :bigun2:

GregWeld 09-20-2014 07:33 PM

Quote:

Originally Posted by Flash68 (Post 570693)
I see what you did there. :bigun2:



That took you over 24 hours dude.....


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