Quote:
|
Originally Posted by notorious1970
I would like info on this as well. What is the best way to insure a collector car?? We called Haggerdy and they asked us a million questions and then quoted us a price whereas Grundy asked the type of car and value and that was it. I felt a little better with Haggerdy but they were about a grand more then Grundy.
Whos had some good experiences/bad experiences?
-derek
|
I have a story on this in the next issue of PHR.
Haggerdy and Grundy are not fans of modified and the like cars. They nearly fell over when I said I had a roll bar and Grundy wanted me to sign a paper that says I won't race or run the car. They really wont even cover you driving to the track.
Heacock Classic (the new name of Parrish Heacock) seemed the most liberal. He would cover your drive to the track.. and in the pits but not in the staging lanes or making a pass/lap.
Make sure your collector car insurance covers the same liability limits as your normal car. It's silly to carry 100/300 on your daily and 25/50 on your classic, do you want to loose your house if it's your fault?
Also, make sure you have adequate uninsured AND UNDERINSURED coverage. I've seen Haggerty and Grundy offer a smoking deal but the liability limits and uninsured coverages are lower than nomal (hence a better deal)
Ask LOTS of questions.. buying coverage is more than just finding the best deal and the highest "agreed value"