Instead of calling all the different medical insurance companies, I went thru a broker who represented all of them. I was able to call 1 person and compare what each company offered and the cost for each of the plans. I paid the same price thru the broker that I would have if I called the insurance companies directly.
I have been using the same broker for the last 8-9 years and when my current medical insurance company decided to jack up my rates, I call my broker and compared prices and coverage. If he finds me a better deal, I switch.
If you can, avoid any gaps of not being covered. It tends to be tougher to get the insurance coverage back up and running.
Hope the info helps
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Rick
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"Better to Be Lucky than Good "
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