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Old 04-15-2009, 09:03 PM
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NOT A TA NOT A TA is offline
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About a year and a half ago my entire house was cleaned out. I'd moved everything to my new (to me) home and was at the old one to sell it.

Only the cars in the garage, 1 bedroom set, and a couple couches were left. Nextdoor neighbors didn't see anything. I found out a couple months ago from a next street over neighbor that they saw a crew of 4-6 come with a big huge truck during the day!

They took pretty much everything, and right out the front door. If they took the TV they took the table it was on. The only thing they left in my closet was my motorcycle leather. Not even a hanger on the floor. The cubbords were bare, closets emptied, clocks, telephones, cleaning supplies, guitars/amps, car parts, lamps, bed linen, stereos, computers, etc. all gone. When they stole the fridge (with the food) the water feed for the icemaker flooded the house. It took a couple months to sell the old houseand by the time I got to my new home the black mold had taken over and destroyed everything organic that was left including the cabinets, walls, mouldings, doors, and carpeting.

The house was destroyed inside, all of my personal posessions, gone. Was it someone who'd been there or someone they told? Cable guy, phone guy, home inspector, water, electric, appraisors, real estate, or maybe even a neighbor? Who knows? Be suspicious of everyone!

The ending is that no, the insurance company didn't cover it. After fighting for a year, (during which I had to find another place to live while continuning to pay all the expenses of the home) they didn't even cover half the costs of the repairs and none of my personal posessions (posessions includes appliances even though they came with the house). I tell everyone now READ YOUR POLICYS!

So after over a year and a half later, I finally moved into the house. I stayed at a local motel a couple days and got a bathroom functional and put a hot water heater in. Now I have to do (and pay for) everything else the insurance company wouldn't pay for. Electrical and plumbing, Bathrooms, kitchen cabinets, counters, floors, trim, fixtures, appliances, mouldings and finally paint.

So if you see something that seems even mildly unusual even in broad daylight call the police! You have no idea how much grief and expense they would have saved me if they'd just called to have the police check when they saw them loading a truck after I'd just moved in.
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