Absolutely agree. But maybe the guy doesn't take the time to show up to court (happens VERY often) and a judgment is awarded to the plaintiff. Like I said, it doesn't take a lot of time and effort to potentially get a judgment in your favor for several thousand dollars. Cost/benefit pencils out pretty nicely.... it's worth a shot IMO.
Good luck with whatever you route you take, Jack. It's a raw deal no matter how you slice it.
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