Sorry to hear about your misfortunes.
Assuming that is true, by trying to force you to retroactively pay for insurance in months you were not covered, that is probably the government's way of intentionally increasing the number of uninsured people, to improve their chances of passing a socialized single payer health system.
If you feel like a used sheep, you should.
Do a Google search and some research on Annonaceous Acetogenins, and you'll begin to understand, that the system as a whole, doesn't really care about your health, they care about making money, and retaining power. They discover natural substances that show great promise "in vitro" to efficiently help or solve major health problems, but they don't perform human studies or use them, because doing so doesn't bleed you dry financially. The FDA, the AMA, most doctors, the government, the legal system, are all working in concert to keep health care expensive, and of mediocre quality at best. The sooner you realize that, the sooner you'll take more responsibility for your own health, and the healthier and more prosperous you are likely to be.
The USA spends the most per capita on health care, yet the World Health Organization ranks us as 37th in the world in health care. That is by design, not an accident.
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