Thank you everyone for the replies.
Its not really a home owners association . I live in the middle of the city there are all tenement house in my neighborhood . This is the neighborhood my wife grew up in. We built the house 19 years ago on a lot next door to my inlaws. They knew this woman sence the early 50's .When we built the house she would have fought it if I wanted a two family house. I told her I was thinking of the garage near the street and she said They wouldn't give me a variance for it. So I couldn't help my self I told her I could connect it to the house with just a building permit . She looked surprised so I added to the fire and said or I can buy one of those shipping containers and put it in the front of the house because that is mobile so its legal . Her face dropped
I was a construction laborer for 35 years but I'm so beat up now I can't do much of the heavy stuff anymore. Even if I just made it weather tight and did the rest inside myself later.