Now here's an issue I've run into.
IF you pay your credit card bill IN FULL each month - you can NOT dispute a prior charge. Payment in full signifies that you are fully satisfied with all the transactions.
Not many people I know pay their bills in full - but I do... I'm lucky and have been retired for many many years now... and I'm not making 12 or 20% on my money - UNLESS I pay my bill in full... in that case I'm making that same amount of interest on my money - because I'm not paying it!
:>)
If a customer has to put their shop charges on a credit card - I'd quit working on their stuff...
My .02
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