Funny question really...
In boating - we always tell a guy - to find out if you're a "boater" -- put on a slicker and boots - stand in your shower with the water running cold - every 30 minutes flush $100 down the toilet - if you can do that for 24 hours... THEN you're a boater.
Like Eric (70rs) said -- build it any way you want! It's your 100 grand.
