There are no fees other than the price of each book you purchase. All your purchases are also backed up at Amazon. If you ever replace your Kindle etc you can re download all your books. Publishers now also let people share kindle books with one another. Example when you go to buy the book online it might say"This book can be shared with 6 people". Means you can go on the site and send your copy to someone elses Kindle. I own two Kindles so when I get done reading a book I can send it to my Wife's and she can read it. Since I own both Kindle's there is no limit on sharing.
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