I am currently in debt, but working to pay it off, but like dave ramsey says, credit scores don't mean anything. he says his score is zero b/c he pays cash for everything. i try to explain to my wife when she wants to go out and try and finance this or that, that we'll just save up and pay cash, we don't get the item right away, but we don't have that debt hanging over our heads. no one ever taught me the value of a dollar, or credit or anything like that, i learned, am learning, the hardway. my new years resolution was to become debt free, and I am going to stick to it, I am really tired of missing opportunities to get a killer deal on something because I don't have any money!!
(sorry, i didn't mean to get off track)
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