I am a State Farm Agent
Jody is correct about the State Farm policy, it is stated not agreed. The only time the "agreed" part comes into play with the carriers that write that type of coverage is in a total or theft loss. If you car is damaged in an accident they are still going to adjust the loss based on reasonable shop rates and parts. As much as people, including myself, would like for the insurance company to write you a full value check when your classic gets hit, the reality of the situatuion is if you have $50 or $100 grand of coverage and some one knocks the front of your car off...there is a lot of repair work that can be done before it is ruled a total. Theft is completely a different story, the car is gone, nothing to repair, they will write you a check...agreed value. Stated Value you would need to prove vlaue with reciepts, apprasial, pics, etc. May still write the check but it is up to you to prove value.
I have my 69 insured through Heacock, which writes through Infinity.
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