[BC69]

Riddle me this!

Just talked to Hagerty - and I have talked to other companies and hit the same stupid wall.

Previously, insurance and the Camaro were under my dads name in CT because I was under 25, and no one would cover me alone. I had a perfect driving record from age 16 - 23 (and last year got my first ticket). They booted me from the policy for one ticket.

Now - a few places including Hagerty have said they could get around the ticket, and I am 24, so fairly close to 25. What they cannot get around is that I do not have daily driver insurance. They need to be the secondary policy. I asked what they do for people living in NYC, or big cities that dont have daily use cars...they just dont insure them I guess.

Where can you get agreed value insurance, as a the primary policy? Yes, I could insure it with Geico or whatever but it would be book value and if something happened I would get $500 back and pat on the back.

Buy an 85 chevy, stick it a vacant lot - insure it with $0 coverage for primary, and the call Hagerty and tell them I have daily use insurance?!