I'm just about to get into real estate and it seems like if you are smart there are a decent amount of opportunities out there to earn far more than 0.80%.
The thing is I think everyone is different and can tolerate different risk levels. I remodeled my current house (essentially a duplex) and repair it so that is not a concern in terms of having a rental property. I'm not going to over extend and take on much overall risk, so even in a worst case scenario I don't get jammed up.
It's probably not for everyone though but I can say there are relatively safe ways to earn more than 0.80%.
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