[WSSix]

Thanks Greg. That does make a lot of sense. My levels are 15% in my 401k, 10%(which is max) in my companies ESPP (I'm with Halliburton), and I max out my Roth IRA every year. I figure I better keep that one up because I may hit the 150K limit eventually. Until then, I max $5k on that at the beginning of each year before I spend a penny on fun stuff for the bikes or the car. I feel like I'm doing well with the retirement portion of my money management. For my savings, I'm definitely looking to do better long term investments than my simple money market account. I'm in this for the long run. I'm too busy with other things to be aggressive and try to play the stock market game.