Quote:
Originally Posted by Sieg
Hopefully I'm not out of line butting in with a suggestion:
You're not alone, most of us don't save enough and have the ability to save more. Consider developing a household budget and involving everyone in the process is a good first step. That will get the household members thinking along the same lines and may create a team focus. Then discuss funding family and individual wants vs. needs vs. savings. Using pie charts may be the simplest method to develop the plan(s). It will take a little planning and salesmanship but the lessons learned and the resulting savings it may pay good dividends.  |
I think this is very sound advice on achieving what I call Balance. It's never easy, but what you've suggested is perfect. If everyone has the same goal and pulling in the same direction things come a lot easier and quicker. It also allows you to help keep each other in line with your spending.