[GrabberGT]

Alright, its taken me 2 days but Im now caught up on this thread from having taken a holiday break. I have a couple questions:

How about a little investing advise rearding fund selection. I already understand your viewpoint towards funds in general (Why paysomeone else to make selections you could make foryouself) but my Fidelity 401k provides only Funds as selections. I'm 37 with 30 years till retirement so I can afford to play with the riskier stuff. Rather than just throw a dart at a list of stock based funds, what should I look for? Highest annual return over the life of the fund with the lowest expense ratio? Fund information is limited. Its easier to look up the fund on Google. If a fund pays a dividend, (Not shown on Fidelity) do I get that dividend or does Fidelity?

Next step is to open a Roth IRA. What should I look for in a broker for my IRA. From Fidelity's page: "Investment choices - A wide range of mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs" This leads me to believe that my choices, though wide, are limited to a selection. Are all brokers like this? Which one has the widest range of choices?

Thanks. I Love this thread and have learned a lot.