Just based on the photos, you've got at least a solid 40-50 hours left in that interior... assuming no major hang ups. Then tack on the suspension stuff.... yea, I would be surprised at a $20k price tag. This isn't like a typical repair shop down the street.
EDIT: Just saw the front sheet metal bit too.... You've got some work ahead of you, but honestly if you have the parts, why not do it yourself? It's really not that hard, it's just labor.
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