Well -- I didn't mean that people don't have anything or that they have zero etc --- it's all relative really -- a 20 year old with 10 grand is a hero in my book -- cause that guy can really hit a home run before retirement... but it's not enough to get all the diversity that was talked about in that article -- thus my comments. Sometimes you read this stuff and you look in the mirror and start to think you're doing something wrong because you don't have it all going on! WRONG... but it is educational and well worth the read.
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