Well, I reached half of my goal this week. Fidelity isn't open on Saturdays so I was only able to get my Vanguard Roth account set up to purchase stocks. It'll be a few more days before everything is finalized but I may be able to purchase my first stocks directly next weekend.
I intend to keep a portion of the money in the Target Retirement account I have with them for now. Maybe later on I'll remove all the money but for now baby steps.
I do have a question that I think will be stickily personal opinion but that's fine by me. Since I will be playing with two separate accounts(401K and Roth), how would you divide up the accounts? For example, would you choose four stocks for each account making them all completely different sectors for a total of eight? Or maybe choose two with each account and only have four total sectors you're invested in with the money? I can't imagine that there's a right or wrong so long as you're diversified but I thought I'd ask anyway in case there's a tax advantage or issue I need to be aware of with the two accounts.