Got a interesting one
I hate carrying Debt,,, 0 credit card debt, paid off the student loans.... have cash in the S&P 500, some basic Div stocks, MCD JNJ XOM. All DRIP's.... and some tax free Muni.. + ESPP @ 15 % .....
Have a home that's underwater.. a HELOC @ 9% interest .. which yields a tax deduction on the interest..... do I take some of the money and pay off the HELOC .. which will still leave the house underwater...... Nobody wants to help anyone with some money in the bank and current on thier loans... its BS.. a bad loan is a bad loan.. (BTW the HELOC is from the 80% 20% I got to buy the house... not from cash taken out...
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