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I think what you lose is the bump in price that the split can cause. Usually after the split the price goes up cause its now cheaper and opens it for more investors.
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That would make sense. You won't be able to beat the market trying to jump in after the split so having the shares before hand should also net you the jump in price. I tend to overlook the simple and think about the complicated. Thats if the share prices rise after a split.
Would a date be announced similar to an "ex-dividend date" or "date of record" for a split letting you know when you'd have to own the shares by to split your shares?