Ok... long overdue.. but i *think* i got my 401k figured out...
According to Schwab's calculator.. i should do 50% large cap stocks, 20% small/mid, 25% international, and 5% cash (<--WTF does cash mean? lol)
Anywho.... I found what seem to be the two best large caps, FCNTX (0.05% div, but has some larger long term cap growth payouts, 9/22/5/8 on the 1/3/5/10 yr returns. Growth of 10k over 10yr = 22k) and RWMFX (pays 2.55% div, 8/21/2 on the yearly returns (growth on 10k/10yr = 16k). Both holding a bunch of dividend champs.
Not sure if i should dump all 50% in one or the other, or split that 50/50...
Unfortunately, same question for the international group.. found 2 that I'm not sure to go with: RIRFX and FWIFX. Both full of div champs...
almost there.. just need to pinpoint the final touches...
And then, whats this 5% cash investments group? lol
If any of ya want to PM me to offer some advice, please feel free. I'll take any i can get. lol
__________________
Albert
My Toy... is actually a 1973 Camaro LT and a '09 HD Dyna. 
|