From my experience, "almost being in an accident" won't get you anywhere with your insurance company. IF you called them now they would, at best, call it a single vehicle accident with you being 100% at fault. It's sad to say that you are ultimately better off (from an insurance POV) to get hit by the idiot than to drive off the road to avoid being hit...
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James
1967 Camaro RS - The OLC
1967 Camaro RS - Recycler
1969 Camaro - Dusty
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