[214Chevy]

As everyone else stated, "almost" isnt' good enough. Unfortunate, but that's why driving is a "defense", hence the term defensive driving and the stupid class. Also, that's the reason for the part of a person's insurance called comp and collision. On behalf of his insurance, from a liability standpoint, you cannot be compensated if there wasn't a collision. Now, there is one option you can do, which I strongly advise against, and that's claiming the damages under your uninsured/underinsured motorists. I advise against this because you will have to pay your deductible and make a claim on your policy which may increase your premium. The only time you don't have to pay your deductible for uninsured/underinsured claims is if it's a non-moving claim. Such as when someone hits your bumper while parked in a parking lot, etc. But, if it's a moving claim, like your were driving, then there's where money applies.