Personally -- I have ZERO invested in tech -- despite the fact that it is tech that has created my personal net worth! Go figure that one!
A couple reasons for that... and they're decidedly real simple. Tech typically doesn't pay decent dividends... and more importantly... I'm not willing to do the WORK that it takes to keep up with the fast pace of innovation that drives this sector.
I'm not taking the time to figure out if I should invest in Apple because of the phone --- or Samsung because they make the glass (I don't know if they do or not!) for the phone... or some other part of it.
I love to read about what's going on - I like using the products - I'm a tech guy without being a techie. But I've said it before on here - I'm done trying to hit the next big deal. Been there done that. It worked well - but I'm luckier than most - and I live in an area where there is more than a little opportunity to be involved and we're well connected in that area etc. But I've lost a fortune doing that too...
I like investing in stuff that I am certain is not probably going to burn me with a sudden change.
Terbacky stocks have growth and pay a great dividend... and I'm sure people are so stupid that they're going to keep on smoking.
Energy needs pipes - refineries - and we're still using it for heat and transportation and industry. Don't see that changing by Friday morning!
Food and drink... everyone in the world needs it. Let's watch the average weight of the Chinese grow.
You get my point....
I'm too stupid to figure out which company is going to invent the next super drug... but I'm pretty sure bandaids, toothpaste, and mouthwash are going to keep selling.
In my personal portfolio -- I balance all this with a bit of risk. I prefer high yield corporate bond funds (not individual bonds) AS LONG AS the economy seems to not be going south! So I'm watching the economy closely because if that turns south - I'm out of corporates!
I'm pretty sure people out there are still leveraged and that there's money to be made by borrowing low and lending high (the oldest game in the world other than hookers!).... so I like companies that can do that... but if interest rates "change" I'm OUT of that in a heartbeat -- and I need to be out of that BEFORE interest rates change -- So I'm keeping my ear to the ground for ANY sense that might happen. I can jump in and out of this type of investment in a nanosecond - so it's (so far) a good place to pick up income and park cash.