You would be wise to hire a pi
ASAP. Uncover all the assets of the person who hit you. You should have had this information already. Do not sign any docs letting the perp walk from any future civil suit.
Regarding insurance payouts, your lawyer must be clueless/incompetent. I'd find a new one. There are formulas for these types of accidents and the insurance companies know precisely how much they will lose in court. If things are as you described, your settlement should be a heck of a lot more than $10K. Apparently your lawyer does not know what the insurance company knows. Not good for you. They are playing him (and you by default) for a fool.
I'm not a lawyer but I did stay at a Holiday Inn last night.
I also lost an eye in a similar accident and received
WAAAAAYYYYY more than $10K.
Now you know where my name "The Patch" comes from.