Haha..
My Wife's score is higher than mine too..I pay all the bills, and love to pay them early..She likes to leave them for the last minute..
But yet, she has the higher FICO, go figure..
I don't have a lot of wealth, another funny is that back in December 2008, we were looking at the Home we have now, it was an REO that sold in 2006 for 660,000 Dollars...I was buying it for 275,000 plus getting a 9000 Tax credit.
When I went to get a loan, they asked how much do you have to put down ?
I said all of it...
But I want to finance 50% at these rates...You should have seen their face.
If the rates were high like in the 1990's , I would have paid cash, but now ? No way...at 4%, I can invest the rest and pay the payment with Investment profit.