Quote:
Originally Posted by chr2002ca
I work for FICO and I can tell you that the reason people often can't figure out how their FICO score is calculated is because we often can't figure that out either.  I won't go into detail.
Love this thread. Learning a lot. Thanks to all the contributors.  |
I laughed at the FICO score deal -- because I said to the guy -- DUDE! I don't need ANY credit -- so whatever it is doesn't bother me one bit! I just thought it was funny that the two would be different numbers. I also found it interesting that both of ours are LOWER because we don't have revolving debt! WTF! I have 3 credit cards --- two with 60K limit and one with 100K limit - I don't OWE ON ANY OF THEM -- and that's considered a "negative". Really? My thinking is that I should be given a friggin' gold star! And apparently I get NO credit for my net worth either.... or that I own 13 cars with ZERO payments.... again that must be considered a negative? OMG! No wonder our world is so screwed up!!
