Quote:
Originally Posted by GrabberGT
The more reliable you are at paying interest, the more valuable you are to them hence the higher score.
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You nailed it Chris. It's a combination of your credit history AND your record of paying interest reliably on revolving debt. The more often you run a little balance on the credit card, the higher the score. Ass-backwards of course, but the score is tailored more for marketing than anything.
Greg, next time I see you I'll have a gold star for you. Big ass thing that'll cover the back of your shirt.