Yeah im already 30, i woke up one day and said enough of this crap its time to get serious, went and got a part time job and paid everything off, ill prolly work the part time for another year or two till the wife starts popping out kids just to get caught up from all the fun i had in my early 20s, and it was from reading things about how much money you can save by starting in your 20s instead of your 30s that got the ball rolling for me. Like I said its a shame I didnt read something like this when I was younger, I wouldnt of blown all that cash trying to be a high roller.
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