Make your house payment and no more. Put the $200 and any extra into a Roth IRA. That's what you can do and have a good impact on your retirement. The other thing is to keep your spending levels low even when your income increases. Basically, live below your means.
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Trey
Current ride: 2001 BMW 540iT soon to be manual swapped.
Former rides: 1979 Trans Am WS6: LT1/T56, Kore 3 C5/6 brakes, BMW 18in rims
00 BMW 540i/6: Suspension, wheels, and ACS bits.
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