Another reason for getting the loan is I want to be able to enjoy my car while I'm still young. I started this project 8 years ago and had a goal was to have the project done while I was still in my 20's. I'm turning 29 this July and realize that I probably not going to reach my goal.
This is something that is not a big deal to me anymore but I still want to be able to enjoy my project before I settle down and have a familly.