for all the replies and input. I really appreciate all your advice and got a lot of good laughs with the smilies use
I'm not just a young guy that wants instant gratification. I can see how some of you guys might think that with my previous posts. Also being that you guys don't know me it makes sense. Trust me I probably would have thought the same thing
I'm actually a very responsible person believe it or not.
I got my first job at the age of 14 and have been working hard ever since. I have always bought my cars in cash(used) or given more then half down(new). The couple of times that I have bough new cars I paid the loans off before half of the term length. I bought my house at the age of 24 and have refinanced(for lower interest rates) my mortgage 2 times since then. I was able to lock in a 30 year fixed mortgage interest rate at 3.25%
I have always put my responsibilities before fun. That's the reason why I even considered taking out a loan for my project. I'm at a point in my life where I have a really good job and making good money. I guess I just wanted to do something for myself. Give myself a gift for all the hard work I have put in over the years.
I will definitely consider all of the input and advice from you guys before I make a decision. I will also do a little more research. Again, I really do appreciate you guys taking the time to add your two cents. Keep the input coming!!