Do you have car payment now? Are you sitting on any other debt, 2nd mortgage, credit cards, student loans? If not, then I would say go for it. File for an LLC and write it off. Use a credit union and get a good rate. You are young, single no kids, debt free (besides the house) and fiscally responsible, I don't see a problem with it all.
Outline a plan, stick to the budget and just make sure you aren't making payments on a car that doesnt run when the money runs out. And start a build thread!
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