Quote:
Originally Posted by sik68
Something to consider when deciding whether or not to max out 401k's...is your expectation REALLY to have a low income when retired?
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This is very true. I think it's very important to have diversification amongst your pre-tax and post-tax retirement savings. 401k's are great because you can get yourself a raise by maximizing the employer match, but we need to have savings where the taxes have already been paid at (hopefully) a lower rate! This is something I've been working towards myself during the past year.