Quote:
Originally Posted by Code510
Todd,
I always enjoy reading your posts, either here or in the Health threads. Always inspirational.
This year my life somewhat settled down for me. I have always been really good with money and finances and never in debt. Between school, a period between school and finding a job, getting married, moving, buying a house and a few other expenses, I had acquired more debt than I ever thought I would have. Again, I've always been smart financially, so my goal was always to pay off all my debt. This year things finally settled down for me and I was able to start knocking things off. I took the Dave Ramsey Total Money Makeover approach and knocked them off a list, smallest to largest. I'm over halfway through and it feels amazing. Luckily my wife is on the exact same track as myself. Every single day she goes over the finances, looks at where money is coming in and where its going out. This sucks for my car habit, but I don't complain. Its nice to see my debt going down and my play money going up. My goal is to be 100% debt free, my house and everything. I know that's a few years off, but I still don't see any reason I can't make that happen over the next 15 years instead of 30.
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Thanks for the kind words.
I'm one of Dave's ElP's. I like his philosophy on getting debt free and recently read the total money makeover.
Personally, I'll take debt free all day including Sunday. The turtle wins the race.