Welcome to the thread! lots to soak in huh? lol.
As for your question of where to put the money in short term (less than 5 years), i would just put it away in a money market/higher yield savings. You're going to need that money, and don't want to risk it being on the downside when that time comes. (Capital One pays like .75%, Ally a little more, check around. bankrate.com may help).
I'd work hard on my 3-6 month emergency fund after you get that CC Debt cleared out. That money sits in a savings/money market account. NEVER to be touched unless an emergency arises. Thats your "when Murphy calls" backup plan. then look at saving money for that next upgrade (house, 54 build, etc). Make a monthly budget and stick to it. you wont realize how much money you've been piddling away on things over the years. It'll open your eyes.
If your into reading more, check out Total Money Makeover from Dave Ramsey, and Richest Man in Babylon. Both great financial books. Once you get that process down you can focus on turning your money into working for you.
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Albert
My Toy... is actually a 1973 Camaro LT and a '09 HD Dyna. 
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