OK now I want to go back to the begining and read some of the links.
I have a question about this one
http://money.cnn.com/magazines/money...nds/index.html
It lists those funds YTD and 5 year. Does the 5yr mean average per year or total 5 year return? Some of those funds say 5years around 12-15% which seems like a lot but if thats total does that mean they are only averaging 2-3% at year?
