Crystal clear bud! What i appriecate about you Greg is you say it in a way that i can understand, so many "pros" that i've talked to cant make it clear. My brain and the way i think, over complicates things. I am a glass tech (glazier) by trade and due to my shoulder (mostly) I have to now be a CEO, one with vision, leadership, discipline, focus and etc.....I have to now read financial statements, create programs and create jobs, growth etc....I HAVE ZERO EXPERIENCE!!!!
But one thing i do know, is hard work merits good results, even if you fail or lose, you've "Given it your all". I'm not leaving anything on the "field".
And my fear is not of losing (as i've lost plenty) its of being financially successful and all that it entails. So keeping it simple (investing) is key for me!! And that, my friend, is what you've brought to the table, on this thread,, for me.
One day i will bring some actual "insight" to this here table, but for now, i dont mind being a student.