Kind of depends on what your doing. And how often. At my job it is mostly Snap-on, I make my living with those tools and don't need failure issues and having to worry about where to warranty etc. At home I have no issues with off brand, it is just hobby and it gets minimal use. I did a remodel of my house a few years ago and needed a finish nailer. I went to Harbor Freight and got one for about 25.00 it worked flawlessly and it still works when ever I have needed it. I know when it fails I can toss it and know I got my money out of it. If I was a pro then it would be different. Don't overspend on things you only use "once in a while" spend the savings on your project.
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