I've personally dealt with both banks many times throughout my real estate career. B of A's name is mud in the business. Agents don't want to accept offers from buyer's that are obtaining mortgages from them. They tend to close way late. On the short sale side of the equation (debt forgiveness), they are a bit weak in my opinion. They just don't fight very hard.
Wells Fargo isn't perfect on the lending side but I've had more good experiences than bad. I've also dealt with them on short sales and they have required cash contributions to short sale, even in hardship situations.
I do bank with Wells and have for 15 years. I've always been happy with them and many times I'm greeted with a smile and hello when I walk in the door.
Sounds like a company that meets the conditions Greg has laid out.
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Todd
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