IMO it's all about balance. Sure I'd love to have an over the top build, but that would put me in debt and take away from so many other things in my life that are important. If I took that route I wouldn't be happy and that would take the fun out of the car for me.
I put together a build sheet that had every cool and trick part on it that I wanted. Then I priced it all out. The total of all those "cool" items was shocking and that total didn't include the car, body work or paint. So I took a hard look at what I needed vs wanted. There are a few items that will really make a car and following some good advice I went ahead and add things that will connect me to the car and enhance my driving experience, but not break the bank.
I suggest you search around and get a solid idea of how much the type of car you want to build will cost you. Find a car that is solid and all there. If you're smart about it, you can sell off items that you won't be using and recoup some of the cars cost. If you buy a running car, you can drive and enjoy it while you save your money and stock pile parts. If you have everything before the tear down stage, your car will spend less time off the road. Not saying to be super cheap about the process, just smart.
In the end, build a car that fits what you will really do with it and don't let it rob happiness from other areas of your life.
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