Thread: Investing 102
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Old 10-22-2014, 03:27 PM
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GregWeld GregWeld is offline
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Given your age -- Growth, Growth and Income, and Aggressive growth are good choices.


Now you begin to see why I'm not a fan of "mutual funds" or company IRA's.... Wouldn't you sleep better if you actually KNEW what you were invested in?? Rhetorical question so don't respond. Not to mention there are all manor of fees and expenses that support just about everyone on the planet except you! UGH! I truly hate them -- but they're still far better than doing nothing... and there are tax advantages etc. so just roll with it.






Quote:
Originally Posted by captainofiron View Post
What do you guys look for in 401k mutual funds?

My new employer has a pretty good number of funds we can select. My old job only had target date funds at decade intervals.

I looked at their charts, expense ratio, trailing returns and the percentages as far as stock/bonds/cash

Anything else I missed?

I selected 6 at 15% and 1 at 10%

they have different categories, like growth, income, bonds, growth/income, aggressive growth

I picked 3 out of the growth, and 4 out of aggressive growth

quite a few of the funds dont have a ticker, so I really didnt know how to research them
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